Keep your funds safe and sound.
With our Fully Insured Interest Checking account, sole-proprietors, non-profit organizations and individuals can earn interest on balances and still enjoy peace of mind knowing that all funds are 100% insured by the FDIC. It’s the safe, convenient way to manage funds and maintain easy account access. Fully Insured Interest Checking includes:
Account Features
- Unlimited FDIC insurance coverage, regardless of balance1
- Unlimited check writing and transactions
- Free PlainsCapital Business Visa® Check Card
- Free box of standard bank checks
- Free Mobile Banking - Access your account from your web-enabled cell phone
- Free Internet Banking with Bill Pay2
- Free eStatements - Get organized with online statement archiving
- Free Voice Banking - Access account information from your touch-tone phone
- SafetyNetSM discretionary overdraft service available
- Free direct deposit of recurring payments
- Personal line of credit available with credit qualifications
Requirements:
- $500 to open the account
- A minimum daily balance of $1,500 is required to avoid a $10 monthly maintenance fee
- Available to sole proprietors, non-profit organizations and individuals
1. The APY on Fully Insured Interest Checking shall not exceed 0.50% so as to comply with the FDIC requirements for unlimited deposit insurance coverage through June 30th, 2010. 2. Up to 20 free payments per month. Additional payments are 50 cents each.