Compare Small Business checking accounts.
Which PlainsCapital Small Business checking account is right for you? Use our comparison chart to find out.
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Best for you if... |
You'll deposit 100 or fewer items in a typical month |
You'll deposit more than 100 items in a typical month |
You're a sole proprietor and want a business account that earns interest |
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Minimum daily balance |
None |
None |
$1,500 to avoid fees |
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Monthly maintenance fee |
None |
$10 |
$10 if minimum balance is not met |
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Minimum opening deposit |
$100 |
$100 |
$500 |
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Earns interest |
No |
No |
Yes |
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Deposited items |
Up to 100 free items per month1 |
Up to 300 free items per month1 |
Unlimited free deposited items |
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Transactions |
Unlimited free transactions |
Unlimited free transactions |
Unlimited free transactions |
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Check writing |
Free and unlimited |
Free and unlimited |
Free and unlimited |
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Visa® Check Card |
Yes |
Yes |
Yes |
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Free use of PlainsCapital ATMs |
Yes |
Yes |
Yes |
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Free checks |
Free Business Checks for Life - Two free orders of 3-per-page checks per year |
Free Business Checks for Life - Two free orders of 3-per-page checks per year |
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Free Mobile Banking |
Yes |
Yes |
Yes |
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Free Internet Banking |
Yes |
Yes |
Yes |
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Free Bill Pay |
Yes2 |
Yes2 |
Yes2 |
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Free Online Payroll Direct Deposit |
For up to 10 employees |
For up to 10 employees |
- |
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Free Reverse Positive Pay |
Yes |
Yes |
- |
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Free eStatements |
Yes |
Yes |
Yes |
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Free Voice Banking |
Yes |
Yes |
Yes |
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FDIC Insurance |
Insured up to the maximum allowable by law |
Insured up to the maximum allowable by law |
Insured up to the maximum amount allowable by law |
- 1. Additional items are 10 cents each. 2.Up to 20 payments per month. Additional payments are 50 cents each.