Schedule of Fees 

Overdrawn Account Fees:

Overdraft item fee (per item)

$30

Return item fee (per item)

$30

Return deposited item fee

$5

ATM/Visa Check Card Fees:

ATM usage – foreign machine

$1

Replacement Visa Check Card

$5

Internet Banking Fees:

Internet bill pay (20 items per statement cycle)

Free

Internet bill pay (additional items over 20)

$0.50 each

Checks and Money Orders:

Money Orders – Bank customers only

$2

Official Checks – Bank customers only

$3

Travelers Checks– Bank customers only

1% or $1 per $100

Wire Transfer Fees:

Wire transfers available to bank customers only.

Wire transfer – incoming

$10

Wire transfer – outgoing

$15

International wire transfer fee

$55

Collection Fees:

Collection item – outgoing

$15

Collection item – envelope draft, outgoing

$10

Foreign currency exchange

$10

Safe Deposit Box Fees:

3x5x21     Annual Rent

$15

4x5x21     Annual Rent

$25

3x10x21   Annual Rent

$40

5x10x21   Annual Rent

$50

10x10x21 Annual Rent

$100

Key Deposit

$20

Replace lost keys

$20

Exchange locks

$25

Drill lock

$75

Miscellaneous Fees:

Account Reconciliation (per hour)

$25

Research (per hour)

$25

Research (per item)

$2

Account activity print out

$2

Special cut off statement

$5

Hold statement / “returned mail” statement

$3

DDA account inactivity (after 6 months)

$5

Telephone transfer

$5

Stop payment order

$25

Closing account within 90 days of open date

$10

Cashed item returned

$4

Additional lock bags

$20

Fax

$2

Photo copies (per page)

$2