Fully Insured Interest Checking 

With our Fully Insured Interest Checking account, you can enjoy peace of mind knowing your funds are completely insured by the FDIC. Earn interest on your balance and maintain easy access to your account with your PlainsCapital Visa check card or checks.  It’s the safe, convenient way to manage your money.

Account Features

• Unlimited FDIC insurance coverage, regardless of balance*
• Free PlainsCapital Visa check card
• Free box of standard bank checks
• Free Mobile Banking - Access your account from your web-enabled cell phone
• Free Internet Banking with Bill Pay**
• Free eStatements - Get organized with online statement archiving
• Free Voice Banking - Access account information from your touch-tone phone
• SafetyNet Overdraft Privilege service available
• Free direct deposit of recurring payments
• Personal line of credit available with credit qualifications

Requirements

• $500 to open the account
• A minimum daily balance of $1,500 is required to avoid a $10 monthly maintenance fee
• Available to individuals, sole proprietors and non-profit organizations

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*The APY on Fully Insured Interest Checking shall not exceed 0.50% so as to comply with the FDIC requirements for unlimited deposit insurance coverage through June 30th, 2010.
**Up to 20 free payments per month.  Additional payments are 50 cents each.