The PlainsCapital Bank Youth Saving account makes saving fun and easy for kids under 18. They can open an account with as little as $1, and there are never any fees or minimum balance requirements. Kids get a free PlainsCapital piggy bank to help them save at home, and we'll even give them a $5 birthday deposit every year until they turn 18.
Account Features
- Interest on any balance over $1
- No fees or minimum balances
- Free transfers between your child's account and your PlainsCapital accounts
- Unlimited free deposits
- Six free withdrawals and/or transfers per quarter*
- Free Mobile Banking - Access your child's account from your web-enabled cell phone
- Free Internet Banking
- Free eStatements - Get organized with online statement archiving
- Free Voice Banking - Access account information from your touch-tone phone
- FDIC insured up to the maximum amount allowable by law
Requirements
- $1 to open the account
- Only available to children under age 18**
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*Six free withdrawals and/or transfers are allowed per quarter. Thereafter, a charge of $3 per transaction will apply.
**Child must have a parent or guardian age 18 or older as a co-owner of their account.