Great Money Market Rates
............No hoops. No gimmicks. Saving is simple with PlainsCapital Bank.
Get Competitive Rates From A Trusted Partner
Grow your savings and reach your financial goals faster with the hometown banking partner trusted by generations of Texans. At PlainsCapital Bank, we’ll never make you jump through hoops to get our best money market rates. And with interest that increases as your balance grows, your future plans are within reach.
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Personal Money Market
Balance Tiers | Interest Rate | Annual Percentage Yield |
| $2,500 - $4,999 | 2.00% | 2.02% |
| $5,000 - $24,999 | 2.00% | 2.02% |
| $25,000-$99,999 | 2.00% | 2.02% |
| $100,000-$499,999 | 2.00% | 2.02% |
| $500,000-$999,999 | 2.10% | 2.12% |
| $1,000,000-$1,999,999 | 2.50% | 2.53% |
| $2,000,000-$4,999,999 | 2.55% | 2.58% |
| $5,000,000-$7,499,999 | 2.90% | 2.94% |
| $7,500,000 and above | 3.38% | 3.43% |
- Opening deposit: $2,500
- Minimum daily balance: $2,500 min. daily balance required to earn interest and avoid $10 monthly service fee
- Six withdrawals and/or transfers per statement cycle at no charge. Thereafter, a charge of $10 per transaction will apply.
Simple Banking That Makes Sense
Access When You Need It
Your money is accessible via debit card, check, or online/mobile transfer when you need it.
No Hoops or Gimmicks
Your rate isn't conditional on debit card swipes or direct deposit requirements.
FDIC Insured
Your deposits are protected up to the maximum allowable by law, so you have peace of mind.
Why PlainsCapital is Different
- Proven track record of 35+ years providing Texans with straightforward, honest banking solutions
- 7th largest Texas-based bank, with deep roots anchored in serving our communities and maintaining strength and stability our customers can trust
- Dedicated focus on providing all the banking tools you’d expect to find at larger institutions with the hometown, personalized service you deserve
Let's Build Something That Lasts
PlainsCapital Bank is here to support you through your entire financial journey. Apply for a personal money market account today and experience banking built on trust, not gimmicks.