Meet Your New Digital Banking Experience
Our upgraded personal online and mobile banking give you smart tools and insights designed to make managing your finances easier than ever.
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Your Money Market Could Be Earning More
See how a PlainsCapital Personal Money Market stacks up against the competition—and why we're on top.
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Earn 3.00% APY With a Momentum Max Bundle
Combine the banking solutions that keep your business running and make your cash work harder.
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Move Your Business Forward With Fast Financing
Momentum Express Business Loans offer streamlined financing with less required documentation and quick turnaround decisions to keep your business moving.
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We Take Your Banking Personally
No matter how big we grow, we’re a hometown bank at heart. We look after our customers the way we look after our neighbors. Because at the end of the day, we’re not in the money business — we’re in the people business.
Checking
Flexible options to fit your needs and features that reward you for being a valued PlainsCapital customer.
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Savings
Start zeroing in on your goals with accounts that help you grow your money and retain access when you need it most.
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Loans & Lines of Credit
Mortgage, home improvement, personal loans, credit cards, and more. Get the money you need to do the biggest things in your life.
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Online & Mobile Banking
Instantly transfer money, pay bills, deposit checks, and manage your accounts from wherever you are.
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PERSONAL
A Partner You Can Trust
PlainsCapital is more than just a bank. We’ll be your trusted partner through every phase of building and growing your business. With PlainsCapital, you get face-to-face, personalized service tailored to your needs. Along with our comprehensive suite of financial products and services, you’ll get guidance on every aspect of growing and running your business, from someone who knows and cares about you.
Business Banking
Small town service plus the latest digital tools. At PlainsCapital, you’re never just “another customer.” You’re a friend, a neighbor, a business partner.
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Loans & Financing
Being able to manage your cash flow is essential to running a successful business. Get access to the money you need for your most important purchases.
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Treasury Management
Increase the speed, convenience, and efficiency of your routine financial transactions, protect your business from fraud, and get powerful reporting to monitor where your money is going and when.
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Industry Solutions
Every business has its unique cycles, and your PlainsCapital banker will always be here to help you navigate your next challenge.
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Business Credit Cards
No matter which card you choose, you’ll enjoy important features like, expense management tools, no fee for additional employee cards, EMV smart chip technology, and mobile payment capability.
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BUSINESS
Keeping Your Money Safe: Preventing Medicare Fraud
As a person approaches 65 years old, they may start thinking about the federal health insurance program known as Medicare. Medicare is available to those 65 and older, certain young people with long-term disabilities, and people with End-Stage Renal Disease. While the program benefits millions of Americans each year, many patients, unfortunately, fall victim to Medicare fraud. If you or a loved one is insured by Medicare, it’s important to know how to protect yourself from fraudsters.
How to Soften the Impact of Inflation on Your Small Business
Inflation is expected to continue to rise and small businesses will take the brunt of it. This increasing economic pressure can take a toll on your business’ cash flow and bottom line. Rising inflation may be outside of your control, but there are smart adjustments you can make to help your business coast through these adverse times.
How to Purchase a Business Using SBA Financing
If you are considering purchasing a business, there are several financing options available to you. Certain SBA loans can be used to purchase a business but you should be aware of the criteria you must meet to qualify. It’s often easier to qualify for a loan to purchase an existing business with a record of profitability than to start a new business.
International trade can create great opportunities for small businesses, but it is not without its own unique challenges. Global transactions come with complexities that vary from country to country. Conducting foreign business also introduces more unpredictability into a business’s cash flow. For small businesses expanding into international markets, managing currency exchange efficiently is a necessity. […]
Opening a savings account is one of the most important steps you can take on the path to getting your financial future in order. Yet, while building your savings seems simple, unchecked spending and the twists and turns of life can get in the way. When it comes to saving, a well-designed strategy can help […]
If you find yourself wondering what is holding your business back, it might be time to consider a loan. Every company could benefit from an increase in cash flow, but additional financing could transform your operations if the timing is right. Some small business owners wait until they are in need of funding to shop […]
Customer Stories
Real stories from customers like you.








