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If you receive a suspicious text or call claiming to be from our Fraud Department, hang up and call us back directly at 214.525.4699, or call your local branch and ask to be transferred to the Fraud Department. LEARN MORE

MOMENTUM MAX BUNDLE

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Make Your Cash Work Harder With 3.00% APY*

Get the banking tools your business needs to run smoothly while accelerating your growth. Bundle our Momentum Max Savings with one of our Momentum Max Checking accounts and Merchant Services to earn up to 3.00% APY.

Build Your Bundle

Choose Your Checking

Choose Your Checking

Select Momentum Max Checking or Momentum Max Plus Checking based on your business needs.
Start Your Savings

Start Your Savings

Open a Momentum Max Savings account alongside your checking to grow your idle balances.
Add Merchant Services

Add Merchant Services

Add Merchant Services to your Momentum Max bundle to unlock the maximum savings interest tier.

Earn Up to 3.00% APY* With Momentum Max Savings

Earn up to 7x the National Average** with our high-yield Momentum Max Savings account when you combine it with our Momentum Max Checking account or Momentum Max Plus Checking account. Your interest tier is based on your checking balance and monthly merchant volume so you maximize your savings just by doing business.
Core Rate
2.00% APY
Base rate for all Momentum Max Savings accounts
Enhanced Rate
2.50% APY
Must have a Momentum Max or Momentum Max Plus checking account with a minimum average daily balance of $50,000
Max Rate***
3.00% APY
Must have a Momentum Max or Momentum Max Plus checking account with a minimum average daily balance of $50,000 Must have $40,000 in monthly merchant volume

$100 min. daily balance to avoid a $5 monthly service fee
*Annual Percentage Yield (APY) is accurate as of April 1, 2026 and is subject to change.
**National Savings average rate from FDIC’s Weekly National Rates and Rate Caps, as of April 20, 2026; average rate used is for deposits under $2,500
***Rate based on prior‑month balance and merchant services volume.

Maximize Your Growth with Momentum Max

Momentum Max Checking
Momentum Max Checking

Perfect for small businesses with essential banking needs

  • Combine with Momentum Max Savings account and earn higher interest
  • $100 minimum opening deposit
  • Business Debit Card
  • Unlimited debit card transactions
  • Online & Mobile Banking
  • Unlimited bill payments

 

LEARN MORE
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Momentum Max Plus Checking
Momentum Max Plus Checking

Built for businesses with higher activity and select treasury needs

  • Combine with Momentum Max Savings account and earn higher interest
  • $100 minimum opening deposit
  • Business Debit Card
  • Unlimited debit card transactions
  • Online & Mobile Banking

 

LEARN MORE
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Momentum Max High-Yield Savings
Momentum Max High-Yield Savings

Designed for businesses that want to make their money work harder

  • Combine with a Momentum Checking or Checking Plus account to earn more interest
  • Earn interest on any balance
  • Unlimited deposits
  • $100 minimum opening deposit

 

LEARN MORE
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Treasury & Merchant Services
Treasury & Merchant Services
  • Receivables & Payables
  • Business Online Services
  • International Services
  • Advanced Payment Solutions
  • Merchant Services
  • Fraud Prevention Tools
LEARN MORE
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 Business professionals walking down street

Your Business Can't Afford to Wait. PlainsCapital is Built to Support Your Success Right Now

With PlainsCapital Bank, you get stable, relationship-focused banking that prioritizes the growth and success of your business.
Direct Access to Your Banker
PlainsCapital Bank prioritizes strong relationships built on trust and responsiveness. Your banker is always within reach and you have a direct line of contact 24/7. No waiting in a queue for one-on-one support.
Quick Decisions By a Local Team
At PlainsCapital Bank, your business growth is our priority. When you need quick financing, you have access to local decision makers who will work with you to find a solution that fits your needs.
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Committed to Driving Texas Growth
Founded and headquartered in Texas, PlainsCapital Bank is loyal to our roots. out bankers come from the same communities that we serve and we are proud to help drive growth for Texas businesses.

Momentum Starts Here.

Our Momentum Max bundle makes it simple to combine your daily operations with high-yield reserves. Get the right level of banking and treasury support your business needs while earning more interest on idle balances. Take the next step to drive your growth and success today.

Open an Account

Other Business Banking Solutions

Momentum Max Checking

Momentum Max Checking provides straightforward tools to manage cash flow and keep your business moving. It’s a dependable business checking account designed for everyday banking.

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Momentum Max Plus Checking

Momentum Max Plus Checking builds on the essential features of our standard checking account by providing additional capabilities for businesses with higher activity and select treasury management needs.

LEARN MORE

Momentum Max Savings

Our Momentum Max Savings account is designed for businesses that want to make their money work harder when combined with Momentum Max Checking and Merchant Services.

Learn More
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