Offer Details:
- 4.00% Annual Percentage Yield (APY) for 13 months
- Earn interest on any balance
- Interest compounds quarterly
Account Details:
- $1,000 minimum opening balance
- New money only, existing PlainsCapital deposits are not eligible
- PlainsCapital checking account is required
- $5 million limit per customer
Lock In This Rate
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*The annual percentage yield quoted above is current as of November 2, 2026. CD renews automatically into a 1 Year CD with the current 1 year rate at time of expiration. Interest will be compounded quarterly. A penalty may be imposed for early withdrawal reducing earnings. New money only – existing PlainsCapital deposits are not eligible. $1,000 minimum balance required to open CD, any balance will earn interest. $5 Million limit per customer. Offer does not apply to public funds.