Personal Savings Account

Personal Savings Account

It’s a Great Time to Start Saving

Are you dreaming of a family vacation? Planning ahead for holiday shopping? Saving money for a rainy day? Its easy to build your savings with a PlainsCapital Bank Personal Savings Account. Open an account with as little as $100, then watch your money grow. And with our convenient Online Banking, Mobile Banking, and Voice Banking services, its easy to transfer funds between all your PlainsCapital accounts.

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Account Features

  • Interest on any balance over $100
  • Convenient access to your funds with unlimited free withdrawals in person and at PlainsCapital ATMs
  • Easy transfers to and from your PlainsCapital Checking or Money Market Account
  • Unlimited deposits
  • Six withdrawals and/or transfers per quarter at no charge*
  • Direct deposit of your payroll, Social Security, retirement, or other recurring checks
  • Mobile Banking – Access your account from your web-enabled cell phone
  • Online Banking – 24-hour access to your account
  • Online Statements – Get organized with online statement archiving
  • Voice Banking – Access account information from your touch-tone phone
  • FDIC insured up to the maximum amount allowable by law



  • $100 to open the account
  • A minimum daily balance of $100 to earn interest and avoid a $5 quarterly service fee


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*Six withdrawals and/or transfers are allowed per quarter at no charge. Thereafter, a charge of $3 per transaction will apply. Federal regulations limit the number of transactions you can make on certain saving products to six per month. However, withdrawals and transfers made at an ATM and withdrawals made in person at a branch are not subject to the federal limit.